01
A single, elegant API
Replace half a dozen vendors with one well-designed surface. Cards, wallets, ACH, SEPA, Pix, UPI — all behind the same primitives.
— Vol. 01 · Payments, refined
Payments,
precisely
engineered.
Finglo is the payment gateway for businesses that take their craft seriously. One API to accept cards, wallets and bank transfers in 135+ currencies — with authorisation rates the rest of the industry can only quote.
- 135+
- Currencies
- 99.99%
- Uptime SLA
- 42ms
- p50 latency
finglo
CARD NUMBER
4242 •••• •••• 1337
VALID 12 / 28A. Sterling
Latency
42ms
Auth rate
99.4%
PAYMENT_AUTHORISED · $2,480.00 USD
Trusted by ambitious teams worldwide
NORTHWINDACME / COMERIDIANHALCYONATLASVANTAGEORBIT.AI
— What we do
The boring parts of payments, done beautifully.
02
Authorisation, optimised
Network tokens, intelligent retries, and adaptive routing nudge auth rates up by 1–4% — the difference between growth and stagnation.
03
Risk that thinks
Machine learning models trained on $40B of transaction data. Less fraud, fewer false declines, no rules to babysit.
04
Compliance, handled
PCI DSS Level 1, PSD2 SCA, 3D Secure 2, SOC 2 Type II. We handle the regulators so your team can ship.
— Capabilities
Every payment primitive, in one place.
Replace the patchwork of gateways, fraud tools, billing systems and reporting dashboards. One contract. One integration. One ledger of truth.
01
Checkout
A drop-in payment surface, or a fully bespoke flow built on our primitives. Apple Pay, Google Pay, Klarna and 40+ local methods included.
02
Subscriptions & billing
Trials, proration, dunning, tax — all in one place. Issue invoices, automate revenue recognition, and never lose a customer to a failed renewal.
03
Payouts
Send money to bank accounts, cards or wallets in 60+ countries. Same-day in major corridors, with full reconciliation built in.
04
Fraud & risk
An ML engine trained on $40B of transactions, plus rule-builder for the cases that need a human eye. Block fraud without blocking customers.
05
Reporting
Live dashboards, exportable ledgers, and a Sigma-grade SQL console for finance. Close the books in hours, not days.
06
Connect for platforms
Onboard sellers, split payments, manage payouts. The marketplace toolkit used by Europe's largest commerce platforms.
— By the numbers
Performance
you can audit.
Every figure here is publicly verifiable on our status page and refreshes hourly. Trust is built with receipts.
$40B+
Processed annually across the Finglo network
1.4%
Average authorisation lift vs. previous provider
180+
Countries with local acquiring or settlement
3.2 hrs
Median engineering time to first live transaction
— A note from a customer
“We replaced three vendors and a small team of consultants with Finglo. Authorisation went up 3.1% in the first quarter. Nothing else came close.”
— Get started